Insurance
Why Buy Travel Insurance?
When you leave Canada, even if it's only for a few hours, you are leaving behind up to 90% of your Government Health Insurance Plan (GHIP) coverage. Travelling without emergency medical travel insurance while outside of Canada can be an unexpected and costly expense. Only a portion of your medical expenses are covered by your GHIP when you leave your home province/territory and travel domestically within Canada.
You want a travel insurance provider who gives you true 24/7 travel and emergency assistance services. Knowing you have help while travelling, if the unexpected happens, is invaluable and provides you with peace of mind.
Why is emergency medical travel insurance important ?
When emergencies occur while travelling, you need an insurance provider who is there to help you. Travel Guard has an extensive global network of emergency and travel assistance services through one dedicated 1-800 number, available 24/7 to help travellers in emergency situations. Travel Guard can help you while travelling, whenever possible, by coordinating with hospitals, doctors, and medical care providers on your behalf to ensure the best possible medical attention is received.
Emergency medical travel insurance can provide coverage if you are injured or experience a medical emergency while travelling and require immediate evacuation. It can also provide coverage for your travel companion to accompany you if medically necessary, or if you are travelling alone, can provide coverage for someone to attend your bedside while in hospital.
Emergency medical travel insurance can provide coverage for expensive medical care costs. Out-of-country medical attention can be extremely costly and having emergency medical travel insurance coverage may protect you from the high costs of these medical bills in the event that the unexpected happens. Travel Guard pays medical bills up-front, wherever and whenever possible.
Why is trip cancellation travel insurance important to you?
A trip can be considered an investment, so you should protect that investment from unexpected and uncontrollable events that may require you to cancel your trip.
Travel interruptions and delays do happen, but having an insurance provider such as Travel Guard available 24/7 in the event that you run into problems while travelling, is not only invaluable, but provides peace of mind.
Lost, damaged & stolen luggage is a common occurrence in a world where millions of people are travelling everyday. Travel Guard's assistance service, BagTrak, is dedicated to helping track down customers lost and/or delayed luggage.
When planning a trip, remember that trip cancellation travel insurance available through Travel Guard can help protect your trip investment, your luggage and personal effects, and provide you with essential 24/7 travel assistance services.
What is all inclusive travel insurance?
This insurance offers peace of mind and protection during the time leading up to your travel departure and for the time during your trip. When travelling you plan for the best, but when preparing for the unexpected, be sure to purchase all inclusive travel insurance available through Travel Guard.
Whats Included ?
All inclusive travel insurance provided by Travel Guard includes the following coverage's, benefits and services: for complete listing of coverage's and benefits please view the policy wording, available through one of our agents, who will be happy to assist. A brief description of these inclusions is available below.
- Trip Cancellation
- Trip Interruption
- Emergency Medical Expenses
- Emergency Evacuation & Repatriation
- Lost, Damaged & Stolen Luggage
- Change of Mind™
- Livetravel™
- Concierge Service
- BagTrak
What is Trip Cancellation Travel Insurance?
When you are booking your trip you need to ask yourself "If I have to cancel my trip can I afford to lose all the money that I have invested in it?" or "What happens if there is an emergency at home that requires me to cut my trip short?"
Trip cancellation travel insurance can play an important role in helping you with pre-paid travel expense costs, re-organizing travel plans, and recovering lost, damaged & stolen luggage. Travel Guard also provides 24/7 travel assistance services to help you if travel plans don't quite go as smoothly as expected.
There are four main components related to trip cancellation travel insurance available through Travel Guard. Please refer to the policy wording for additional coverage's, benefit limits, exclusions and limitations, available through one of our agents, who will be happy to assist. A brief description of these inclusions is available below.
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Lost, Damaged & Stolen Luggage
